No matter how busy your work or home life is or gets, Franklin’s % online programs are a convenient option for working adults like you who want to earn a college degree. As a . An online associate degree is the perfect stepping stone for adult students. In general, an associate degree require 60 credits, and can be completed in half the time it takes to receive a bachelor’s degree. This allows the working adult to move quickly into a new position or career path and continue working .